Conventional: FNMA & FHLMC

Conventional Features

conventional products pcf wholesale

Reach out to see what we can do for you!


UPDATE: Due to COVID-19, our Conventional Matrices have changed. Please view our Product Updates for more details. 

  • Up to 97% LTV
  • Min FICO 620
  • SFR, PUDs, 2-4 units, Condos (Low & High Rise)
  • W2 Only Transcripts Allowed
  • Mortgage Lates OK per AUS
  • 100% of down payment and closing costs may be gifted
  • Appraisal | PIW | Drive by appraisals OK
  • Up to 10 financed properties
  • HomeReady: Low down payment – Up to 97% LTV | Flexible sources of funds with no minimum contribution from the borrower’s own funds (one-unit properties)
  • Home Possible: Low down payment, up to 97% LTV, up to 105% CLTV
  • RefiNow: Up to 95% LTV, simplified documentation, up to 65% DTI and more…

* See product matrices for all details | Products subject to change without notice.


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