EZ-DSCR | Investor Solutions*
The Best, Easiest and Fastest DSCR in the Industry.
Non-Owner, No Income doesn’t have to be difficult! WE MAKE IT EZ to Qualify!
Finally, a DSCR product, built by PCF Wholesale, that just works! Sounds too easy? Exactly! At PCF Wholesale, where we are “Built for Brokers”, we help you close more loans with our innovative products and great pricing!
- Minimum FICO 700
- DSCR: >= 1.00 ONLY
- Traditional Income / Employment not needed to qualify
- Cash-Flow of Investment Property used to qualify
- Minimum Loan Amount: $300,000
- Loan amounts up to $2.5 million
- Up to 80% LTV
- Maximum Cash-In-Hand: $500,000
- Warrantable Condominiums Only
- 40 yr I/O available
- Qualify off the I/O payment
- 1-4 residential, 5-8 residential, and 2-8 mixed use
- Cash-out options – Net proceeds can be used for reserves
- Can close as Corporation or LLC
- Only LTV, FICO, and DSCR required
- Gift funds allowed after initial 10%
- Use 100% of the rents in most cases
- 30 yr Fixed, 15 yr Fixed, 5/6 ARM, 7/6 ARM
- AirBnb acceptable
- First-time Homebuyer Minimum Credit Score: 700
Not approved? No problem! You can submit loans now while your partner approval is being processed! Get started
* See product matrices for all details | Products subject to change without notice.