FHA: Standard & Streamlines
FHA Features
Highlights*
UPDATE: Due to COVID-19, our FHA Matrices have changed. Please view our Product Updates for more details.
- Min FICO 600 (Manual underwriting: Min FICO 620)
- Up to 80% cash-out
- Refer/Eligible Manual UW OK
- W-2 & Paystub only
- No tradelines with AUS Approve/Eligible
- Primary borrowers with 1 FICO OK
- Non FICO Co-borrowers OK
- Flexible credit and underwriting guidelines
- Gift funds permissible for 100% of required investment and closing costs
- Streamlines: Manual underwriting | Mortgage only credit report with score OK | No appraisal required | No Income verification | Non-owner OK
* See product matrices for all details | Products subject to change without notice.
