FHA: Standard & Streamlines

FHA Features

Reach out to see what we can do for you!


UPDATE: Due to COVID-19, our FHA Matrices have changed. Please view our Product Updates for more details. 

  • Min FICO 600 (Manual underwriting: Min FICO 620)
  • Up to 80% cash-out
  • Refer/Eligible Manual UW OK
  • W-2 & Paystub only
  • No tradelines with AUS Approve/Eligible
  • Primary borrowers with 1 FICO OK
  • Non FICO Co-borrowers OK
  • Flexible credit and underwriting guidelines
  • Gift funds permissible for 100% of required investment and closing costs
  • Streamlines: Manual underwriting | Mortgage only credit report with score OK | No appraisal required | No Income verification | Non-owner OK
* See product matrices for all details | Products subject to change without notice.

Thank you!

We received your scenario. Our current response time is 2 to 6 hours, and may carry over to the next business day depending on the time submitted.

For more immediate answers, please contact your AE.