VA & IRRRL
VA & IRRRL Features
Highlights*
- VA 100% Cash-out with 660 AUS Approval
- Up to 100% LTV for IRRRLs & purchases
- Loan Amounts to $1.5 million
- No Monthly Mortgage Insurance
- Min FICO 600 (Manual underwriting: Min FICO 620)
- DTI up to 65% with Approve/Eligible
- Non-Traditional Credit OK with AUS Approval
- Refer/Eligible Manual UW OK on Select Products
- IRRRL: Manual Underwrite | Mortgage only Credit Report w/Score OK | No Income Verification | No AVM / No appraisals required | Conforming loan amounts & High balance | Max LTV to 105% using AVM Value | Non-owner & 2nd Home OK
* See product matrices for all details | Products subject to change without notice.
