VA & IRRRL Features

Reach out to see what we can do for you!


  • VA 100% Cash-out with 660 AUS Approval
  • Up to 100% LTV for IRRRLs & purchases
  • Loan Amounts to $1.5 million
  • No Monthly Mortgage Insurance
  • Min FICO 600 (Manual underwriting: Min FICO 620)
  • DTI up to 65% with Approve/Eligible
  • Non-Traditional Credit OK with AUS Approval
  • Refer/Eligible Manual UW OK on Select Products
  • IRRRL: Manual Underwrite | Mortgage only Credit Report w/Score OK | No Income Verification | No AVM / No appraisals required | Conforming loan amounts & High balance | Max LTV to 105% using AVM Value | Non-owner & 2nd Home OK
* See product matrices for all details | Products subject to change without notice.


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